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Check Your Credit Report

90% of Lenders use XDS reports.

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Monitor & Build Your Credit Report

It's never too early to monitor & build your credit.

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24/7 Online Service

No Downtime.

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Built-to-Scale APIs

Seamless integrations, Ensuring Speed & Reliability

What Our Report Offers

Providing comprehensive credit insights for both lenders and borrowers to foster a transparent and efficient credit ecosystem.

For Lenders
Mitigate risk and make smarter credit decisions with our reliable data.
  • Reduce credit risk
  • Improve loan recovery
  • Enhance decision-making
  • Increase profitability
  • Streamline underwriting
For Borrowers
Take control of your financial future and unlock better credit opportunities.
  • Access to credit
  • Fairer loan terms
  • Build credit history
  • Monitor financial health
  • Correct inaccuracies

Recent News

Discover the most trending updates in our space

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Loans without collateral is now possible in Ghana

Ghanaians can now access credit or loans from the banks and other financial institutions without necessarily providing any physical collateral. Mr George Ahiafor, Chief Executive Officer of XDS Data Ghana…

May 20, 2021·
6 min read
The Story Of XDSData Ghana

It takes guts to stop pursuing one's career, especially a flourishing one with a global financial institution such as Standard Chartered Bank and branch out to establish a hitherto unknown…

May 20, 2021·
6 min read
Credit Referencing Services Bureau in Ghana

What is your assessment of the financial sector in Ghana and what are the challenges that Ghana is facing? The financial sector in Ghana in my view is underdeveloped. At…

May 20, 2021·
6 min read
Implement Deposit Insurance Scheme to protect depositors

With less than three months for the bank recapitalization exercise to end, the Bank of Ghana, BoG, has been advised to strengthen its supervisory department to prevent the collapse of…

May 20, 2021·
6 min read